15-YEAR FIXED RATE MORTGAGE

15-YEAR FIXED RATE MORTGAGE

Regarding homeownership in the United States, the American Dream often involves owning a place you can call home. And for many, that dream is best realized through a mortgage. One mortgage option that has garnered attention and favor over the years is the 15-year fixed-rate mortgage.

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What is a 15-year fixed-rate mortgage?

A 15-year fixed-rate mortgage is a home loan that provides you with the security of a fixed interest rate over a 15-year term. Unlike adjustable-rate mortgages, where interest rates can fluctuate, a 15-year fixed-rate mortgage ensures your interest rate remains steady throughout the life of the loan. This predictability allows you to budget and plan for your financial future confidently.

The Advantages of a 15-Year Fixed Rate Mortgage

  1. Faster Loan Repayment
    With a 15-year mortgage, you'll own your home outright in half the time it takes with a 30-year mortgage. This means you build home equity much more quickly.
  1. Lower Total Interest
    While monthly payments on a 15-year mortgage may be higher than a 30-year mortgage, you'll pay significantly less in total interest over the life of the loan.
  1. Interest Rate Security
     Your interest rate stays constant, offering peace of mind against rising interest rates, which can be especially valuable in a changing market

  2. Financial Discipline
     The shorter term encourages financial discipline, as you pay down your mortgage faster and accumulate less debt.

Your Path to Homeownership

A 15-year fixed-rate mortgage can be a powerful tool on your journey to homeownership in the United States. It's an option that helps you save on interest and achieve full home ownership more quickly. However, every financial situation is unique, so it's advisable to consult with a qualified mortgage professional who can guide you through the process and help determine whether a 15-year fixed-rate mortgage aligns with your goals and budget.

Remember, achieving the American Dream of homeownership is a significant milestone, and selecting the right mortgage is an essential step in making that dream a reality.

Coast2Coast Mortgage

We offer a personalized and distinctive approach to mortgages, combining human-driven insights with technical expertise to create a perfect hybrid. Our lending solutions are designed to expedite loan processing, delivering faster results while substantially reducing costs.

Phone

(830) 377-3692

E-mail

chet@chethearn.com

Address

230 Castle Pines, Kerrville, TX 78028

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This offer made by Coast2Coast Mortgage, LLC, NMLS #376205, 93 ½ King Street, St. Augustine, FL 32084, which is not affiliated with your current lender, nor is it a federal government agency or government form. This is not a credit decision or a commitment to lend.

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Disclosure:
The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.
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